Consumers 

At Velo Law, we understand that managing finances isn’t always simple. Whether you’re an individual or a business owner, financial decisions often involve complex challenges and life’s unpredictable ups and downs. As part of our commitment to supporting Velo Law consumers, we’ve gathered helpful resources to guide you through financial choices, overcome obstacles, and pursue your financial goals with confidence.

Make informed financial decisions and defend against fraud

The Receivables Management Association International (RMAI) provides a valuable consumer resource center filled with financial education tools. From managing inflation to protecting against scams, the platform empowers you to make informed choices and take control of your finances. The calculators can help with budgeting, debt payoff planning, saving, and retirement projections.

Credit Bureau Resources for Consumers

By law, you’re entitled to one free credit report annually from each of the three major credit reporting agencies—Equifax, Experian, and TransUnion. Understanding your credit history is essential for decisions related to loans, housing, job applications, and credit card approvals. If you’re wondering how to check your credit report for free, these official bureaus are the safest place to start. Regular reviews can also help you detect signs of identity theft.

Credit Abuse Resistance Education (CARE)

CARE (Credit Abuse Resistance Education) is a national nonprofit offering financial education through real-life experiences shared by professionals in bankruptcy, business, and finance. Their free podcast series, “Voices of CARE,” provides advice on budgeting, credit responsibility, and the long-term consequences of financial missteps.

Understand your rights and plan your financial future

This resource provided by ACA International offers helpful information about the debt collection process and personal finance. Learn more about understanding your rights in relation to debt collection, navigating your debts, and planning for your financial future.

Need help finding a job?

At Velo Law, we recognize that many consumers want to pay their debts but face financial barriers. We believe in supporting your next steps. If you’re in search of meaningful employment, the first step is finding a job that helps you move forward. The second step is pursuing a career you’re passionate about. That’s why Velo Law offers resume proofreading and job-search support at no cost for consumers who reach out.