Creditor’s Rights Law

Collection & Recovery Services




Experienced Guidance

Velo Law is a creditors’ rights/collection law firm established in 2010 and located in Grand Rapids, Michigan. We practice across multiple states including Michigan, Ohio, Indiana, and Montana. Velo represents clients in federal and state courts as we provide collection, litigation and claims recovery legal services for consumer and commercial receivables.

Velo Law provides in-house collections services, allowing comprehensive collections and legal services in one for streamlined and optimized strategy. We provide review and consultation with creditor clients to establish a plan and advise on a data-driven approach to portfolio recovery management.

Creditors’ Rights / Collections

Pre-Collection / Early-Out

Our in-office collections representatives are skilled and experienced in seeking payment for your accounts in early delinquency stages to prevent consumer default. Setting up a workflow partnership with our firm allows us to tackle those accounts sooner rather than later which is ultimately best financially for both parties.

Standard / Traditional Collections

We maintain a standard collections floor with traditional collections services to complement our legal/judicial collection services. Clients have the benefit of placing portfolios in a single location without the necessity of dividing accounts between agencies and firms. You can think of us as a collection agency and law firm in one.

Legal / Judicial Collections

If the data indicates that an account will yield the best return on investment through litigation and legal enforcement, we provide the legal services necessary to pursue those steps. Several factors enter into determining the suitability of an account but in certain instances it’s the best route for recovery. Our team of staff and attorneys are highly skilled in making the litigation process as efficient and effective as possible. Our business-minded approach keeps us cognizant of maximizing your ultimate margin for the most competitive services and returns we can provide in the long-term.

Creditors’ Rights

Velo Law represents creditors throughout the bankruptcy process to ensure the best financial position possible for the client. Leveraging our understanding of the nuances of bankruptcy law and our experience navigating the legal system can make a significant difference for our creditor clients in loss prevention/mitigation and risk reduction.

When it comes to secured loan and lease portfolio management, reducing loss can include repossessing the asset. We partner with creditors on early and late delinquency accounts to ensure the asset is recovered.

Velo Law represents landlords, property managers, and property owners in eviction proceedings. This is often intertwined with past-due accounts receivable in the form of damages or unpaid rent. These situations can create harmful bottom-line losses to creditors. Velo Law provides our clients with the representation they need to protect and enforce their legal rights and reduce future losses. 

When there is no choice but to recover accounts with foreclosure, we represent clients from start to finish to avoid foreclosure where possible and optimize outcomes for bottom line recovery. We work with lenders and communicate with consumers and alternate deed holders to generate the best possible solutions. Let our team help you to avoid pitfalls and improve your chances of maximum recovery.

Our firm has access to multiple proprietary data sources for internal skip tracing. These tools help us fill the common data gaps that can delay processes and reduce strategic effectiveness. Data, or lack of data, is a piece of the recovery puzzle that can lead to fragmented outsourcing to multiple types of vendors. Clients leverage our firm’s strong in-house data availability and technology for comprehensive, streamlined, and efficient receivables management services regardless of portfolio type.

Proven Expertise

Velo Law offers a proven record of collecting hundreds of millions of dollars for creditors throughout the country. Our foundation is a step-by-step process, each building upon the other based on leading technology, collections techniques, compliance, and enforcement resulting in optimal revenue recovery.

Our services

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